Harib Shaqsy

Your Credit Score Breakdown

If you feel as though your credit score is some sort of mysterious secret, then you are not alone. While there is no verifiable statistic as to how many people feel this way, the fact that the credit reporting agencies don't readily reveal their calculation methods makes easy to see why people are in the dark about it. You may not need to know the exact formula, but it's still smart to have an understanding of how they come up with your credit score so you can whatever possible to maintain or improve your score. After all, if you don't know what goes into your credit score, there is no real way to do anything about it. Having a better...

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Will A Refinance Mortgage Loan Make Sense For You

Have you been looking for a way to finance college education for your kids? Does the vacation of a life time seem like only a dream? Or maybe you want to buy a new car and deduct the interest on your federal taxes? How about cash for some home improvements? Maybe you just want a way to buy your dream house while your old house is being sold. If any of these scenarios sound familiar, the maybe you will want to look into getting a refinance mortgage loan. What does refinancing your mortgage mean? In simple terms it means that you will renegotiate your mortgage loan. When people pay down the principal on their mortgage, they build up equity and...

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Whole Life Vs Term Life Insurance – Which One

What's the difference between whole life vs term life insurance? So you are looking to buy some life insurance, huh? Well, if you don't know your whole life from your elbow you need to begin by doing some research. Online or with the telephone, doesn't matter, just get busy. Insurance is not an easy thing to buy, there are so many different types of policies that trying to get through them all and understanding every little detail will absolutely drive you bonkers. So, your best bet is, when you think you know what you want call an agent and make an appointment to sit down and talk with them about what you have come up with. They will let you...

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Whole Life Insurance Definition – Pros and Cons

There are a lot of choices when it comes to picking out the perfect insurance policy, and for many using this whole life insurance definition can come in very handy. This article will provide you with some background, but ultimately, you'll have to sit down with your insurance agent and rate the pros and cons of the various life insurance policy features. So, you may be asking, just what is a whole life insurance policy? I'm glad you asked. Whole life means precisely that, it covers the death benefit of the insured for their whole life. To illustrate: a term policy is only good for a specific number of years. Once the term expires the policy is no longer good....

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What You Need To Know About Online Debt Consolidation

More and more people are having problems with debt, and with the economy not improving at a decent pace, the problem is only getting worse. It's no wonder that so many people are looking for ways to reduce their monthly payments. If that sounds like you, then online debt consolidation may be one viable way to help you attain that goal. The internet is a wonderful resource for many things, and finding help and advice for your financial obligations is one of the things its useful for. That being said, you should know that even though the internet can be a useful tool, there are a lot of companies selling online debt consolidation services. Unfortunately, not all of them are...

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